Money has a way of flowing out faster than it flows in.
EMIs. Credit card bills. That late night Swiggy order. The quick Blinkit delivery. The effortless PayTM transfer.
Digital payments made spending frictionless. But that convenience comes with a cost: we've lost touch with where our money actually goes. We only face reality when the month ends and the digits drop.
The Quantified Self Approach
I track everything. Health metrics. Work hours. Time allocation. So naturally, I needed the same clarity for money.
That's how I discovered Fold a couple of years ago.
Why Fold Works
Fold.Money is available on both Android and iOS, it creates a delightful money tracking experience. It connects your bank accounts and, more recently, credit cards through email authorization and ways to track your investments, mutual funds and more.
The game changer? Auto-tagging.
Most transactions get categorized automatically. No manual entry. No guesswork. Just clear visibility into your spending patterns with the ability to reflect and course correct.
The Web Dashboard Advantage
Chill, this is just demo data.
Here's where Fold gets even better: View.money. While the mobile app handles day-to-day tracking, View.money gives you a comprehensive web dashboard on a large screen. See a simple consolidated view of all your finances, export what is required. Never visit your bank's website again. It's your digital command center for money management, accessible from any browser but as of now still in its alpha phase.
The Conversational Alternative
Prefer something simpler? Something that lives where you already spend time?
Meet Money Manager AI on WhatsApp
Instead of another app, it works through conversation. Just start chatting like you would do with a friend. Tell it about your expenses in plain language. It's smart enough to understand your commands and gets better over time. Start here.
The Real Value
Both tools solve the same core problem: bringing awareness back to spending.
Because you can't manage what you don't measure.
Try This Pick one. Give it a week. Notice how awareness changes behavior.
Sometimes the best financial advice isn't about earning more. It's about knowing where it goes.
Worth your time? Forward to someone who needs better money visibility.
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Until next Adition,
Adithya signing off.